HELPING FIRST HOME BUYERS PURCHASE WITH CONFIDENCE FOR OVER A DECADE

$100M+ Secured for First Home Buyers

Assess your borrowing power & grant eligibility

Speak directly with an award winning broker

Join 100+ Australian First Home Buyers

HELPING FIRST HOME BUYERS PURCHASE

WITH CONFIDENCE FOR

OVER A DECADE

$100M+ Secured for First Home Buyers

Assess your borrowing power & grant eligibility

Speak directly with an award winning broker

Join 100+ First Home Buyers

10+

Years new buyers secure finance

$100M+

Secured for first home buyers

30+

Major lending partners

100+

First home buyers under management

10+

Years helping new

buyers secure finance

$100M+

Secured for first

home buyers

30+

Major lending

partners

100+

First home buyers under management

Secure Your First Home Without the Guesswork & Uncertainty!

Work directly with an

industry-leading broker

Experience a personalised service tailored for first home buyers! You’ll work directly with our team that has helped over 150 first home buyers!

Government grant eligibility check

We uncover every grant, incentive, and concession you’re entitled to, so you can save thousands and enter the market faster.

Risk-free Process

We believe everyone deserves a shot at homeownership! That’s why our service is 100% free for first home buyers. No hidden fees or upfront costs, even if you decide not to go ahead with the process!

100% Privacy. No Spam, No Charges.

Hear From Our Previous Clients!

5 out of 5 | 80+ Reviews

Our whole family has been engaging Dean for all our financial needs for many years and we cannot recommend him highly enough! Absolute professional and genuinely invested in delivering the best results.

I am currently working with Dean Sacco as my Broker at Urban Finance Co and I can unequivocally say that without him and the team, I would be absolutely lost. Dean always makes himself available for every step required.

This is my second time working with Dean for finance. Once again, Dean has been incredibly supportive and patient, guiding me along the process to ensure I was well informed and presented with options that suit my circumstances.

Can not recommend Urban Finance Co highly enough! Working with Dean made what can be a very complicated process, simple. He is patient, efficient and extremely knowledgeable and he worked tirelessly (even on nights and weekends!)

Dean has been a fantastic help throughout the entire home-buying process. He responded to all of our questions promptly and provided clear and concise answers, in addition to achieving a very competitive rate.

Dean was recommended to my partner and I and we honestly couldn’t have asked for a better mortgage broker! Dean has been very helpful and patient from the beginning and is very knowledgeable in his field.

100% Privacy. No Spam, No Charges.

SECURE YOUR FIRST HOME STRESS-FREE

Fast Approvals, Zero Guesswork

Move quickly with a streamlined process that gets you approved without delays.

Smart Strategies for Faster Approvals

We structure your application to tick every box and get lenders saying yes sooner.

Industry Leading Rates From 30+ Banks

We compare offers from a wide panel to secure the sharpest rate for you.

First-Home Buyer Specialists

Work with a broker who focuses solely on helping first-home buyers get ahead.

Banks Compete for Your Loan

We put lenders in competition so you walk away with the strongest deal.

DON’T MISS YOUR COMPLIMENTARY FIRST HOME BUYER STRATEGY SESSION

First-Home Buyer

Strategy Blueprint

We'll build a personalised roadmap showing exactly how to buy your first home and position yourself to grow a tax-effective property portfolio.

Borrowing Power & Grant Eligibility Report

A complete breakdown of your borrowing capacity, plus a full government grant and incentive check.

Lifetime Rate

Guard Service

24/7 post-settlement rate monitoring and negotiation to ensure you’re always on the best possible deal.

100% Privacy. No Spam, No Charges.

HELPING AUSSIE HOME BUEYRS FOR OVER A DECADE

Melbourne’s Trusted First Home Buyer Broker

Dean Sacco | Founder Urban Finance CO.

10+ Years Mortgage Broker

With a Commerce degree and 7 years as an accountant, Dean had mastered the numbers but wanted to do more than just balance them.

After securing his qualifications in Finance and Mortgage Broking, Dean began giving a precision-driven, strategy-first approach to helping clients buy their first home.

After years of hands-on experience and mentorship, Urban Finance Co. launched in 2018 to give buyers a smarter, faster path into the market.

Today, Dean combines his deep financial expertise with real-world broking know-how to help first-home buyers secure the keys sooner, and with confidence!

Work with Our

Experts & Secure Your Complimentary First-Home Buyer Workshop

100% Privacy. No Spam, No Charges.

How much does your service cost?

Our advice, strategy sessions, and loan sourcing are completely free to you. We’re paid by the lender once your loan settles, so we only win when you do.

Will using a broker get me a worse rate?

No , in fact, we often secure better rates because we put multiple lenders in competition for your loan.

Can you help with government grants and incentives?

Yes, we identify every grant, exemption, and scheme you’re eligible for, so you can save thousands on your first purchase.

Will my credit score be affected if I contact you?

No, absolutely not! We only run checks when necessary and match you with lenders likely to approve you, helping protect your credit file.

Do I need a big deposit to work with you?

Not at all. Many of our first-home buyer clients purchase with as little as 5% saved, and some even less when grants and schemes are applied.

MoneyPenny Pty Ltd ABN 13 673 141 733 | T/As Urban Finance Co. | Credit Representative 471772 is authorised under Australian Credit Licence 389328 | Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

© Copyright 2025. All rights reserved.

Rated 80+ 5-Star Google Reviews for Dedicated Service

HELPING FIRST HOME BUYERS PURCHASE

WITH CONFIDENCE FOR

OVER A DECADE

$200M+ Secured for First Home Buyers

Assess your borrowing power & grant eligibility

Speak directly with an award winning broker